Estimate your monthly mortgage payment

See a monthly estimate that includes principal, interest, property taxes, insurance, HOA dues, and estimated PMI.

Loan details

Adjust the numbers and your estimate updates instantly.

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Home priceThe purchase price you are considering.

Down paymentCash paid toward the price at closing.

Interest rateYour estimated annual mortgage rate.

Property taxEstimated annual tax rate for the home.

% / year

Homeowners insuranceMonthly insurance premium estimate.

$ / month

HOA duesMonthly homeowners association dues, if any.

$ / month

Loan termThe length of your mortgage.

Estimated monthly payment

✦

$2,539

Based on a 30-year fixed-rate loan.

Loan size

$320,000

Down payment

20.0%

Principal & interest$2,023

Property taxes$367

Homeowners insurance$150

PMI$0

HOA dues$0

A 20% down payment typically avoids PMI, but many buyers put down less.

Important: This estimate is for educational planning only. Your actual payment and loan terms depend on your lender, credit profile, loan program, taxes, insurance, and other costs.